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Features and benefits

  • Access to your transaction account on the same card
  • Emergency cash access and card replacement
  • 24-hour customer service
  • Travel Inconvenience Insurance1
  • Loyalty program.

Applying for a credit card

Visit your local branch or simply speak to a Westpac Customer Service Representative by calling (675) 322 0888 to find out more and get started.

Things you should know

Lending and Credit Card Fees & Charges Brochure (PDF 60KB)

Fees and charges apply. Terms and Conditions available on request. These may be varied, or new terms and conditions introduced in the future.

Credit Card applications/credit limit increase applications (as applicable) are subject to the Bank’s normal lending criteria.

An additional card is issued to the supplementary card holder as the primary cardholder’s agent to operate on the credit card account. The primary card holder is therefore responsible for the use of the supplementary card and must pay for all credit transactions made by the additional cardholder with their card.

1. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac) which allows eligible Westpac cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. The terms, conditions, limits and exclusions of the group policy are set out in the Credit Card Complimentary Insurance Policy Information Booklet (PDF 157KB) (effective 28 February 2022) which may be amended from time to time. Westpac does not guarantee this insurance.