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Features and benefits

  • Loans of up to K10,000 or more (depending on your personal circumstances)
  • Terms and repayments can be tailored to suit your needs
  • Can be used to purchase household items, a car, boat, holiday or even for school fees
  • A Secured Personal Loan attracts a higher borrowing amount as your assets are held as security
  • Unsecured Personal Loans do not require security so the amount you can borrow is less
  • Eligibility criteria includes assessing your income, regular savings and ability to repay the loan.

Applying for a loan

Visit your local branch or simply speak to a Westpac Customer Service Representative by calling (675) 322 0888 to find out more and get started.

Things you should know

Lending and Credit Card Fees & Charges Brochure (PDF 161KB)

All applications are subject to loan security guidelines and subject to the Bank's normal lending criteria.

Fees and charges payable. Full Terms and Conditions are available on request. These may be varied, or new Terms and Conditions introduced in the future.